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Determinants of Default in P2P Lending

This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk. P2P lenders suffer a severe problem of information asym...

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Detalles Bibliográficos
Autores principales: Serrano-Cinca, Carlos, Gutiérrez-Nieto, Begoña, López-Palacios, Luz
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Public Library of Science 2015
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4591266/
https://www.ncbi.nlm.nih.gov/pubmed/26425854
http://dx.doi.org/10.1371/journal.pone.0139427