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Ethnicity and Occupational Pension Membership in the UK
Reflecting a relatively low‐value Basic State Pension, occupational pensions have historically been a key aspect of pension protection within Britain. Existing research shows that minority ethnic groups are less likely to benefit from such pensions and are more likely to face poverty in later life,...
Autores principales: | , , , |
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Formato: | Online Artículo Texto |
Lenguaje: | English |
Publicado: |
John Wiley and Sons Inc.
2015
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Materias: | |
Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4975696/ https://www.ncbi.nlm.nih.gov/pubmed/27563161 http://dx.doi.org/10.1111/spol.12137 |
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author | Vlachantoni, Athina Feng, Zhixin Evandrou, Maria Falkingham, Jane |
author_facet | Vlachantoni, Athina Feng, Zhixin Evandrou, Maria Falkingham, Jane |
author_sort | Vlachantoni, Athina |
collection | PubMed |
description | Reflecting a relatively low‐value Basic State Pension, occupational pensions have historically been a key aspect of pension protection within Britain. Existing research shows that minority ethnic groups are less likely to benefit from such pensions and are more likely to face poverty in later life, as a result of the interaction of their labour market participation and pension membership patterns. However, the lack of adequate data on ethnic minorities has so far prevented the direct comparison of different ethnic groups, as well as their comparison to the White British group. Using data from the UK Household Longitudinal Study, this article explores patterns of employment and the odds ratios of membership in an employer's pension scheme among working‐age individuals from minority ethnic groups and the White British population, taking into account factors not used by previous research, such as one's migration history and sector of employment (public/private). The analysis provides new empirical evidence confirming that ethnicity remains a strong determinant of one's pension protection prospects through being in paid work, being an employee and working for an employer who offers a pension scheme. However, once an individual is working for an employer offering a pension scheme, the effect of ethnicity on that person's odds of being a member of that scheme reduces, except among Pakistani and Bangladeshi individuals for whom the differentials remain. The article also provides evidence on the pension protection of Polish individuals, a relatively ‘new’ minority group in the UK. |
format | Online Article Text |
id | pubmed-4975696 |
institution | National Center for Biotechnology Information |
language | English |
publishDate | 2015 |
publisher | John Wiley and Sons Inc. |
record_format | MEDLINE/PubMed |
spelling | pubmed-49756962016-08-23 Ethnicity and Occupational Pension Membership in the UK Vlachantoni, Athina Feng, Zhixin Evandrou, Maria Falkingham, Jane Soc Policy Adm Original Articles Reflecting a relatively low‐value Basic State Pension, occupational pensions have historically been a key aspect of pension protection within Britain. Existing research shows that minority ethnic groups are less likely to benefit from such pensions and are more likely to face poverty in later life, as a result of the interaction of their labour market participation and pension membership patterns. However, the lack of adequate data on ethnic minorities has so far prevented the direct comparison of different ethnic groups, as well as their comparison to the White British group. Using data from the UK Household Longitudinal Study, this article explores patterns of employment and the odds ratios of membership in an employer's pension scheme among working‐age individuals from minority ethnic groups and the White British population, taking into account factors not used by previous research, such as one's migration history and sector of employment (public/private). The analysis provides new empirical evidence confirming that ethnicity remains a strong determinant of one's pension protection prospects through being in paid work, being an employee and working for an employer who offers a pension scheme. However, once an individual is working for an employer offering a pension scheme, the effect of ethnicity on that person's odds of being a member of that scheme reduces, except among Pakistani and Bangladeshi individuals for whom the differentials remain. The article also provides evidence on the pension protection of Polish individuals, a relatively ‘new’ minority group in the UK. John Wiley and Sons Inc. 2015-04-14 2015-12 /pmc/articles/PMC4975696/ /pubmed/27563161 http://dx.doi.org/10.1111/spol.12137 Text en © 2015 The Authors. Social Policy & Administration published by John Wiley & Sons Ltd. This is an open access article under the terms of the Creative Commons Attribution (http://creativecommons.org/licenses/by/4.0/) License, which permits use, distribution and reproduction in any medium, provided the original work is properly cited. |
spellingShingle | Original Articles Vlachantoni, Athina Feng, Zhixin Evandrou, Maria Falkingham, Jane Ethnicity and Occupational Pension Membership in the UK |
title | Ethnicity and Occupational Pension Membership in the UK
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title_full | Ethnicity and Occupational Pension Membership in the UK
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title_fullStr | Ethnicity and Occupational Pension Membership in the UK
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title_full_unstemmed | Ethnicity and Occupational Pension Membership in the UK
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title_short | Ethnicity and Occupational Pension Membership in the UK
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title_sort | ethnicity and occupational pension membership in the uk |
topic | Original Articles |
url | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4975696/ https://www.ncbi.nlm.nih.gov/pubmed/27563161 http://dx.doi.org/10.1111/spol.12137 |
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