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Ethnicity and Occupational Pension Membership in the UK

Reflecting a relatively low‐value Basic State Pension, occupational pensions have historically been a key aspect of pension protection within Britain. Existing research shows that minority ethnic groups are less likely to benefit from such pensions and are more likely to face poverty in later life,...

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Detalles Bibliográficos
Autores principales: Vlachantoni, Athina, Feng, Zhixin, Evandrou, Maria, Falkingham, Jane
Formato: Online Artículo Texto
Lenguaje:English
Publicado: John Wiley and Sons Inc. 2015
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4975696/
https://www.ncbi.nlm.nih.gov/pubmed/27563161
http://dx.doi.org/10.1111/spol.12137
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author Vlachantoni, Athina
Feng, Zhixin
Evandrou, Maria
Falkingham, Jane
author_facet Vlachantoni, Athina
Feng, Zhixin
Evandrou, Maria
Falkingham, Jane
author_sort Vlachantoni, Athina
collection PubMed
description Reflecting a relatively low‐value Basic State Pension, occupational pensions have historically been a key aspect of pension protection within Britain. Existing research shows that minority ethnic groups are less likely to benefit from such pensions and are more likely to face poverty in later life, as a result of the interaction of their labour market participation and pension membership patterns. However, the lack of adequate data on ethnic minorities has so far prevented the direct comparison of different ethnic groups, as well as their comparison to the White British group. Using data from the UK Household Longitudinal Study, this article explores patterns of employment and the odds ratios of membership in an employer's pension scheme among working‐age individuals from minority ethnic groups and the White British population, taking into account factors not used by previous research, such as one's migration history and sector of employment (public/private). The analysis provides new empirical evidence confirming that ethnicity remains a strong determinant of one's pension protection prospects through being in paid work, being an employee and working for an employer who offers a pension scheme. However, once an individual is working for an employer offering a pension scheme, the effect of ethnicity on that person's odds of being a member of that scheme reduces, except among Pakistani and Bangladeshi individuals for whom the differentials remain. The article also provides evidence on the pension protection of Polish individuals, a relatively ‘new’ minority group in the UK.
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spelling pubmed-49756962016-08-23 Ethnicity and Occupational Pension Membership in the UK Vlachantoni, Athina Feng, Zhixin Evandrou, Maria Falkingham, Jane Soc Policy Adm Original Articles Reflecting a relatively low‐value Basic State Pension, occupational pensions have historically been a key aspect of pension protection within Britain. Existing research shows that minority ethnic groups are less likely to benefit from such pensions and are more likely to face poverty in later life, as a result of the interaction of their labour market participation and pension membership patterns. However, the lack of adequate data on ethnic minorities has so far prevented the direct comparison of different ethnic groups, as well as their comparison to the White British group. Using data from the UK Household Longitudinal Study, this article explores patterns of employment and the odds ratios of membership in an employer's pension scheme among working‐age individuals from minority ethnic groups and the White British population, taking into account factors not used by previous research, such as one's migration history and sector of employment (public/private). The analysis provides new empirical evidence confirming that ethnicity remains a strong determinant of one's pension protection prospects through being in paid work, being an employee and working for an employer who offers a pension scheme. However, once an individual is working for an employer offering a pension scheme, the effect of ethnicity on that person's odds of being a member of that scheme reduces, except among Pakistani and Bangladeshi individuals for whom the differentials remain. The article also provides evidence on the pension protection of Polish individuals, a relatively ‘new’ minority group in the UK. John Wiley and Sons Inc. 2015-04-14 2015-12 /pmc/articles/PMC4975696/ /pubmed/27563161 http://dx.doi.org/10.1111/spol.12137 Text en © 2015 The Authors. Social Policy & Administration published by John Wiley & Sons Ltd. This is an open access article under the terms of the Creative Commons Attribution (http://creativecommons.org/licenses/by/4.0/) License, which permits use, distribution and reproduction in any medium, provided the original work is properly cited.
spellingShingle Original Articles
Vlachantoni, Athina
Feng, Zhixin
Evandrou, Maria
Falkingham, Jane
Ethnicity and Occupational Pension Membership in the UK
title Ethnicity and Occupational Pension Membership in the UK
title_full Ethnicity and Occupational Pension Membership in the UK
title_fullStr Ethnicity and Occupational Pension Membership in the UK
title_full_unstemmed Ethnicity and Occupational Pension Membership in the UK
title_short Ethnicity and Occupational Pension Membership in the UK
title_sort ethnicity and occupational pension membership in the uk
topic Original Articles
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4975696/
https://www.ncbi.nlm.nih.gov/pubmed/27563161
http://dx.doi.org/10.1111/spol.12137
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