Why are SMS codes still the global ID solution?

SMS one-time passwords (OTPs) have become the default ‘step-up’ authentication option when individuals are performing high-risk actions online. It's because this approach is relatively easy for businesses to implement, and it works for most of their customers who nearly all possess a mobile pho...

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Detalles Bibliográficos
Autor principal: Stephens, Chris
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Elsevier Ltd. 2020
Materias:
Feature
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7494328/
http://dx.doi.org/10.1016/S0969-4765(20)30110-7
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author Stephens, Chris
author_facet Stephens, Chris
author_sort Stephens, Chris
collection PubMed
description SMS one-time passwords (OTPs) have become the default ‘step-up’ authentication option when individuals are performing high-risk actions online. It's because this approach is relatively easy for businesses to implement, and it works for most of their customers who nearly all possess a mobile phone and are familiar with OTPs. As a result, businesses typically use OTPs to authenticate both their customers and employees; and many banks are relying on this method to quickly comply with the upcoming PSD2 Strong Customer Authentication (SCA) regulation.
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spelling pubmed-74943282020-09-17 Why are SMS codes still the global ID solution? Stephens, Chris Biometric Technology Today Feature SMS one-time passwords (OTPs) have become the default ‘step-up’ authentication option when individuals are performing high-risk actions online. It's because this approach is relatively easy for businesses to implement, and it works for most of their customers who nearly all possess a mobile phone and are familiar with OTPs. As a result, businesses typically use OTPs to authenticate both their customers and employees; and many banks are relying on this method to quickly comply with the upcoming PSD2 Strong Customer Authentication (SCA) regulation. Elsevier Ltd. 2020-09 2020-09-16 /pmc/articles/PMC7494328/ http://dx.doi.org/10.1016/S0969-4765(20)30110-7 Text en Copyright © 2020 Elsevier Ltd. All rights reserved. Since January 2020 Elsevier has created a COVID-19 resource centre with free information in English and Mandarin on the novel coronavirus COVID-19. The COVID-19 resource centre is hosted on Elsevier Connect, the company's public news and information website. Elsevier hereby grants permission to make all its COVID-19-related research that is available on the COVID-19 resource centre - including this research content - immediately available in PubMed Central and other publicly funded repositories, such as the WHO COVID database with rights for unrestricted research re-use and analyses in any form or by any means with acknowledgement of the original source. These permissions are granted for free by Elsevier for as long as the COVID-19 resource centre remains active.
spellingShingle Feature
Stephens, Chris
Why are SMS codes still the global ID solution?
title Why are SMS codes still the global ID solution?
title_full Why are SMS codes still the global ID solution?
title_fullStr Why are SMS codes still the global ID solution?
title_full_unstemmed Why are SMS codes still the global ID solution?
title_short Why are SMS codes still the global ID solution?
title_sort why are sms codes still the global id solution?
topic Feature
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7494328/
http://dx.doi.org/10.1016/S0969-4765(20)30110-7
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