Linking mobile money networks to “e-ROSCAs”: An experimental study

We present results from a study in the Democratic Republic of the Congo that uses mobile money networks to run rotating savings and credit associations (ROSCAs), peer-to-peer finance groups ubiquitous across the developing world. We find high rates of contribution and ROSCA success. The unexpected s...

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Detalles Bibliográficos
Autores principales: Francois, Patrick, Squires, Munir
Formato: Online Artículo Texto
Lenguaje:English
Publicado: American Association for the Advancement of Science 2021
Materias:
Research Articles
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7775776/
https://www.ncbi.nlm.nih.gov/pubmed/33523840
http://dx.doi.org/10.1126/sciadv.abc5831
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author Francois, Patrick
Squires, Munir
author_facet Francois, Patrick
Squires, Munir
author_sort Francois, Patrick
collection PubMed
description We present results from a study in the Democratic Republic of the Congo that uses mobile money networks to run rotating savings and credit associations (ROSCAs), peer-to-peer finance groups ubiquitous across the developing world. We find high rates of contribution and ROSCA success. The unexpected success of such e-ROSCAs and their potential to extend banking to the bankless poor necessitate further exploration.
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spelling pubmed-77757762021-01-14 Linking mobile money networks to “e-ROSCAs”: An experimental study Francois, Patrick Squires, Munir Sci Adv Research Articles We present results from a study in the Democratic Republic of the Congo that uses mobile money networks to run rotating savings and credit associations (ROSCAs), peer-to-peer finance groups ubiquitous across the developing world. We find high rates of contribution and ROSCA success. The unexpected success of such e-ROSCAs and their potential to extend banking to the bankless poor necessitate further exploration. American Association for the Advancement of Science 2021-01-01 /pmc/articles/PMC7775776/ /pubmed/33523840 http://dx.doi.org/10.1126/sciadv.abc5831 Text en Copyright © 2021 The Authors, some rights reserved; exclusive licensee American Association for the Advancement of Science. No claim to original U.S. Government Works. Distributed under a Creative Commons Attribution License 4.0 (CC BY). https://creativecommons.org/licenses/by/4.0/ https://creativecommons.org/licenses/by/4.0/This is an open-access article distributed under the terms of the Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/) , which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
spellingShingle Research Articles
Francois, Patrick
Squires, Munir
Linking mobile money networks to “e-ROSCAs”: An experimental study
title Linking mobile money networks to “e-ROSCAs”: An experimental study
title_full Linking mobile money networks to “e-ROSCAs”: An experimental study
title_fullStr Linking mobile money networks to “e-ROSCAs”: An experimental study
title_full_unstemmed Linking mobile money networks to “e-ROSCAs”: An experimental study
title_short Linking mobile money networks to “e-ROSCAs”: An experimental study
title_sort linking mobile money networks to “e-roscas”: an experimental study
topic Research Articles
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7775776/
https://www.ncbi.nlm.nih.gov/pubmed/33523840
http://dx.doi.org/10.1126/sciadv.abc5831
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