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A United States Fair Lending Perspective on Machine Learning

The use of machine learning (ML) has become more widespread in many areas of consumer financial services, including credit underwriting and pricing of loans. ML’s ability to automatically learn nonlinearities and interactions in training data is perceived to facilitate faster and more accurate credi...

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Detalles Bibliográficos
Autores principales: Hall, Patrick, Cox, Benjamin, Dickerson, Steven, Ravi Kannan, Arjun, Kulkarni, Raghu, Schmidt, Nicholas
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Frontiers Media S.A. 2021
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8216763/
https://www.ncbi.nlm.nih.gov/pubmed/34164616
http://dx.doi.org/10.3389/frai.2021.695301