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A United States Fair Lending Perspective on Machine Learning
The use of machine learning (ML) has become more widespread in many areas of consumer financial services, including credit underwriting and pricing of loans. ML’s ability to automatically learn nonlinearities and interactions in training data is perceived to facilitate faster and more accurate credi...
Autores principales: | Hall, Patrick, Cox, Benjamin, Dickerson, Steven, Ravi Kannan, Arjun, Kulkarni, Raghu, Schmidt, Nicholas |
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Formato: | Online Artículo Texto |
Lenguaje: | English |
Publicado: |
Frontiers Media S.A.
2021
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Materias: | |
Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8216763/ https://www.ncbi.nlm.nih.gov/pubmed/34164616 http://dx.doi.org/10.3389/frai.2021.695301 |
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