Cargando…

The role of access to finance from different finance providers in production risks of horticulture in Indonesia

This paper aims to investigate the association between perceived production risk of horticultural farms and access to finance from different finance providers. The collection of data was conducted among 434 farmers in Indonesia particularly farmers produced mango, mangosteen, chili and red onion. Pr...

Descripción completa

Detalles Bibliográficos
Autores principales: Wulandari, Eliana, Meuwissen, Miranda P. M., Karmana, Maman H., Lansink, Alfons G. J. M. Oude
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Public Library of Science 2021
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8475986/
https://www.ncbi.nlm.nih.gov/pubmed/34570812
http://dx.doi.org/10.1371/journal.pone.0257812
_version_ 1784575507057082368
author Wulandari, Eliana
Meuwissen, Miranda P. M.
Karmana, Maman H.
Lansink, Alfons G. J. M. Oude
author_facet Wulandari, Eliana
Meuwissen, Miranda P. M.
Karmana, Maman H.
Lansink, Alfons G. J. M. Oude
author_sort Wulandari, Eliana
collection PubMed
description This paper aims to investigate the association between perceived production risk of horticultural farms and access to finance from different finance providers. The collection of data was conducted among 434 farmers in Indonesia particularly farmers produced mango, mangosteen, chili and red onion. Production risk was measured by the coefficient of variation, skewness, kurtosis and the 25(th) percentile. Depending on the risk measure, a lower production risk was found for commercial credit from banks and flexible payments of inputs to kiosks. Conversely, we did not find any lower production risk associated with finance provided by farmers’ associations and other sources such as family and friends. Results of this study are useful for policy makers, finance providers and supply chain actors in agriculture. For policy makers, the results of this study can help in designing policy to enhance farmers’ access to finance, whereas finance providers and supply chain actors, such as traders, obtain insight into whether their financial provisions effectively reduce production risk.
format Online
Article
Text
id pubmed-8475986
institution National Center for Biotechnology Information
language English
publishDate 2021
publisher Public Library of Science
record_format MEDLINE/PubMed
spelling pubmed-84759862021-09-28 The role of access to finance from different finance providers in production risks of horticulture in Indonesia Wulandari, Eliana Meuwissen, Miranda P. M. Karmana, Maman H. Lansink, Alfons G. J. M. Oude PLoS One Research Article This paper aims to investigate the association between perceived production risk of horticultural farms and access to finance from different finance providers. The collection of data was conducted among 434 farmers in Indonesia particularly farmers produced mango, mangosteen, chili and red onion. Production risk was measured by the coefficient of variation, skewness, kurtosis and the 25(th) percentile. Depending on the risk measure, a lower production risk was found for commercial credit from banks and flexible payments of inputs to kiosks. Conversely, we did not find any lower production risk associated with finance provided by farmers’ associations and other sources such as family and friends. Results of this study are useful for policy makers, finance providers and supply chain actors in agriculture. For policy makers, the results of this study can help in designing policy to enhance farmers’ access to finance, whereas finance providers and supply chain actors, such as traders, obtain insight into whether their financial provisions effectively reduce production risk. Public Library of Science 2021-09-27 /pmc/articles/PMC8475986/ /pubmed/34570812 http://dx.doi.org/10.1371/journal.pone.0257812 Text en © 2021 Wulandari et al https://creativecommons.org/licenses/by/4.0/This is an open access article distributed under the terms of the Creative Commons Attribution License (https://creativecommons.org/licenses/by/4.0/) , which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.
spellingShingle Research Article
Wulandari, Eliana
Meuwissen, Miranda P. M.
Karmana, Maman H.
Lansink, Alfons G. J. M. Oude
The role of access to finance from different finance providers in production risks of horticulture in Indonesia
title The role of access to finance from different finance providers in production risks of horticulture in Indonesia
title_full The role of access to finance from different finance providers in production risks of horticulture in Indonesia
title_fullStr The role of access to finance from different finance providers in production risks of horticulture in Indonesia
title_full_unstemmed The role of access to finance from different finance providers in production risks of horticulture in Indonesia
title_short The role of access to finance from different finance providers in production risks of horticulture in Indonesia
title_sort role of access to finance from different finance providers in production risks of horticulture in indonesia
topic Research Article
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8475986/
https://www.ncbi.nlm.nih.gov/pubmed/34570812
http://dx.doi.org/10.1371/journal.pone.0257812
work_keys_str_mv AT wulandarieliana theroleofaccesstofinancefromdifferentfinanceprovidersinproductionrisksofhorticultureinindonesia
AT meuwissenmirandapm theroleofaccesstofinancefromdifferentfinanceprovidersinproductionrisksofhorticultureinindonesia
AT karmanamamanh theroleofaccesstofinancefromdifferentfinanceprovidersinproductionrisksofhorticultureinindonesia
AT lansinkalfonsgjmoude theroleofaccesstofinancefromdifferentfinanceprovidersinproductionrisksofhorticultureinindonesia
AT wulandarieliana roleofaccesstofinancefromdifferentfinanceprovidersinproductionrisksofhorticultureinindonesia
AT meuwissenmirandapm roleofaccesstofinancefromdifferentfinanceprovidersinproductionrisksofhorticultureinindonesia
AT karmanamamanh roleofaccesstofinancefromdifferentfinanceprovidersinproductionrisksofhorticultureinindonesia
AT lansinkalfonsgjmoude roleofaccesstofinancefromdifferentfinanceprovidersinproductionrisksofhorticultureinindonesia