“Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”

This article provides data on the Mortgage Renegotiation behavior of a sample of Chilean households, plus estimates of the Present Value of the gains of mortgage refinancing and the number of past months in which it was optimal to make a refinancing choice. Furthermore, I impute the value of the Fin...

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Detalles Bibliográficos
Autor principal: Madeira, Carlos
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Elsevier 2021
Materias:
Data Article
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8602005/
https://www.ncbi.nlm.nih.gov/pubmed/34820495
http://dx.doi.org/10.1016/j.dib.2021.107553
Descripción
Sumario:This article provides data on the Mortgage Renegotiation behavior of a sample of Chilean households, plus estimates of the Present Value of the gains of mortgage refinancing and the number of past months in which it was optimal to make a refinancing choice. Furthermore, I impute the value of the Financial Literacy index of each household, according to the OCDE-INFE methodology. This data is useful for academics, policy makers and business analysts interested in the relationship between mortgage refinancing and financial literacy.

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