Tracking the impact of COVID-19 in Victoria, Australia: Shocks, vulnerability and insurances among residents of share houses

COVID-19 is re-shaping cities and regions, as residents respond to large disruptions to employment and social interaction and threats to public health. While the impacts of COVID-19 are extensive, certain groups are more vulnerable than others. Our research examines the impact of COVID-19 on members of share houses in the state of Victoria, Australia. This cohort is more likely to be young, casually employed, living in informal arrangements and at risk of homelessness than the broader population. We propose a conceptual framework for investigating the factors driving vulnerability to shocks and the resources most likely to support individuals to respond to or recover from these shocks. We surveyed 1052 share house occupants in June 2020. We found dramatic results, with 74% losing their job or having their hours reduced, 47% experiencing a reduction in their financial situation and 50% reporting that their mental health had deteriorated. These outcomes were worse for young people, casual employees or immigrants. Our research highlights the positive influence of social support for low-income individuals. We find that government social welfare payments are the most impactful form of insurance, calling for a greater appreciation of the role of social welfare in supporting resilience following a disaster.