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Financial Risk Prediction and Entrepreneurs’ Psychological Status Under Entrepreneurial Psychology

Entrepreneurship plays an important role in the development of national economy. The study aims to accelerate the construction of social and economic structure by improving the success rate of new entrepreneurs in the process of innovation and entrepreneurship. First, the related theories of financi...

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Autores principales: Liang, Xiao, Yang, Ying, Ruan, Wenxi, Liu, Ji, Zhang, Bo, Xu, Zheng, Xu, Shaojun
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Frontiers Media S.A. 2022
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8787060/
https://www.ncbi.nlm.nih.gov/pubmed/35087447
http://dx.doi.org/10.3389/fpsyg.2021.750917
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author Liang, Xiao
Yang, Ying
Ruan, Wenxi
Liu, Ji
Zhang, Bo
Xu, Zheng
Xu, Shaojun
author_facet Liang, Xiao
Yang, Ying
Ruan, Wenxi
Liu, Ji
Zhang, Bo
Xu, Zheng
Xu, Shaojun
author_sort Liang, Xiao
collection PubMed
description Entrepreneurship plays an important role in the development of national economy. The study aims to accelerate the construction of social and economic structure by improving the success rate of new entrepreneurs in the process of innovation and entrepreneurship. First, the related theories of financial risk prediction are introduced, and entrepreneurial psychological status and the psychological states on entrepreneurship are analyzed. Second, the current situation of entrepreneurial psychology of new entrepreneurs is analyzed through a questionnaire survey and model test. The results show that private enterprises account for the largest proportion, with a percentage of 58.14% of 125. In total, 32 Chinese-foreign joint ventures rank second and account for 14.88% of the total, and the scale of each type of enterprises accounts for 25%, respectively. The operating years of enterprises are mainly between 10 and 20 years. Among the enterprises surveyed, the significant level of entrepreneurial psychology and entrepreneurial opportunity of entrepreneurs is p = 0.000–0.01. It indicates that males’ psychological adjustment ability and entrepreneurial ability in the entrepreneurial process are higher than females’, and their entrepreneurial psychological states and entrepreneurial ability will improve with the growth of age, education levels, and positions. It is concluded that entrepreneurial psychological capital and entrepreneurial opportunity are significantly positively correlated with financial risk expectation. The research results prove the impact of financial risks on the entrepreneurial psychology of new entrepreneurs, and provide a reference for new entrepreneurs in predicting financial risks.
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spelling pubmed-87870602022-01-26 Financial Risk Prediction and Entrepreneurs’ Psychological Status Under Entrepreneurial Psychology Liang, Xiao Yang, Ying Ruan, Wenxi Liu, Ji Zhang, Bo Xu, Zheng Xu, Shaojun Front Psychol Psychology Entrepreneurship plays an important role in the development of national economy. The study aims to accelerate the construction of social and economic structure by improving the success rate of new entrepreneurs in the process of innovation and entrepreneurship. First, the related theories of financial risk prediction are introduced, and entrepreneurial psychological status and the psychological states on entrepreneurship are analyzed. Second, the current situation of entrepreneurial psychology of new entrepreneurs is analyzed through a questionnaire survey and model test. The results show that private enterprises account for the largest proportion, with a percentage of 58.14% of 125. In total, 32 Chinese-foreign joint ventures rank second and account for 14.88% of the total, and the scale of each type of enterprises accounts for 25%, respectively. The operating years of enterprises are mainly between 10 and 20 years. Among the enterprises surveyed, the significant level of entrepreneurial psychology and entrepreneurial opportunity of entrepreneurs is p = 0.000–0.01. It indicates that males’ psychological adjustment ability and entrepreneurial ability in the entrepreneurial process are higher than females’, and their entrepreneurial psychological states and entrepreneurial ability will improve with the growth of age, education levels, and positions. It is concluded that entrepreneurial psychological capital and entrepreneurial opportunity are significantly positively correlated with financial risk expectation. The research results prove the impact of financial risks on the entrepreneurial psychology of new entrepreneurs, and provide a reference for new entrepreneurs in predicting financial risks. Frontiers Media S.A. 2022-01-11 /pmc/articles/PMC8787060/ /pubmed/35087447 http://dx.doi.org/10.3389/fpsyg.2021.750917 Text en Copyright © 2022 Liang, Yang, Ruan, Liu, Zhang, Xu and Xu. https://creativecommons.org/licenses/by/4.0/This is an open-access article distributed under the terms of the Creative Commons Attribution License (CC BY). The use, distribution or reproduction in other forums is permitted, provided the original author(s) and the copyright owner(s) are credited and that the original publication in this journal is cited, in accordance with accepted academic practice. No use, distribution or reproduction is permitted which does not comply with these terms.
spellingShingle Psychology
Liang, Xiao
Yang, Ying
Ruan, Wenxi
Liu, Ji
Zhang, Bo
Xu, Zheng
Xu, Shaojun
Financial Risk Prediction and Entrepreneurs’ Psychological Status Under Entrepreneurial Psychology
title Financial Risk Prediction and Entrepreneurs’ Psychological Status Under Entrepreneurial Psychology
title_full Financial Risk Prediction and Entrepreneurs’ Psychological Status Under Entrepreneurial Psychology
title_fullStr Financial Risk Prediction and Entrepreneurs’ Psychological Status Under Entrepreneurial Psychology
title_full_unstemmed Financial Risk Prediction and Entrepreneurs’ Psychological Status Under Entrepreneurial Psychology
title_short Financial Risk Prediction and Entrepreneurs’ Psychological Status Under Entrepreneurial Psychology
title_sort financial risk prediction and entrepreneurs’ psychological status under entrepreneurial psychology
topic Psychology
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8787060/
https://www.ncbi.nlm.nih.gov/pubmed/35087447
http://dx.doi.org/10.3389/fpsyg.2021.750917
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