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Design of Financial Risk Control Model Based on Deep Learning Neural Network

In recent years, with the continuous increase of financial business, the risk of business is on the rise. Among them, major risk cases are frequent, the cases are increasingly complex, and the means of committing crimes are concealed. The main research contents of this paper include the preprocessin...

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Detalles Bibliográficos
Autores principales: Yang, Donglai, Ma, He, Chen, Xiaoxin, Liu, Lei, Lang, Yuhang
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Hindawi 2022
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9203193/
https://www.ncbi.nlm.nih.gov/pubmed/35720891
http://dx.doi.org/10.1155/2022/5842039
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author Yang, Donglai
Ma, He
Chen, Xiaoxin
Liu, Lei
Lang, Yuhang
author_facet Yang, Donglai
Ma, He
Chen, Xiaoxin
Liu, Lei
Lang, Yuhang
author_sort Yang, Donglai
collection PubMed
description In recent years, with the continuous increase of financial business, the risk of business is on the rise. Among them, major risk cases are frequent, the cases are increasingly complex, and the means of committing crimes are concealed. The main research contents of this paper include the preprocessing of internal and external financial data and the structure design of recurrent NNs. Its purpose is to design a financial risk control model based on a deep learning NNs, thereby reducing financial risk. The Borderline-SMOTE algorithm is used first to preprocess the sample data, and the oversampling method is used to eliminate the imbalance of the data, and then, the long short-term memory deep NNs algorithm is introduced to process the sample data with time series characteristics. The final experiment shows that LSTM has a better accuracy, reaching 0.9715, compared with traditional methods; the sample preprocessing method and risk control model proposed in this paper have better ability to identify fraudulent customers, and the model itself has faster iteration efficiency.
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spelling pubmed-92031932022-06-17 Design of Financial Risk Control Model Based on Deep Learning Neural Network Yang, Donglai Ma, He Chen, Xiaoxin Liu, Lei Lang, Yuhang Comput Intell Neurosci Research Article In recent years, with the continuous increase of financial business, the risk of business is on the rise. Among them, major risk cases are frequent, the cases are increasingly complex, and the means of committing crimes are concealed. The main research contents of this paper include the preprocessing of internal and external financial data and the structure design of recurrent NNs. Its purpose is to design a financial risk control model based on a deep learning NNs, thereby reducing financial risk. The Borderline-SMOTE algorithm is used first to preprocess the sample data, and the oversampling method is used to eliminate the imbalance of the data, and then, the long short-term memory deep NNs algorithm is introduced to process the sample data with time series characteristics. The final experiment shows that LSTM has a better accuracy, reaching 0.9715, compared with traditional methods; the sample preprocessing method and risk control model proposed in this paper have better ability to identify fraudulent customers, and the model itself has faster iteration efficiency. Hindawi 2022-05-10 /pmc/articles/PMC9203193/ /pubmed/35720891 http://dx.doi.org/10.1155/2022/5842039 Text en Copyright © 2022 Donglai Yang et al. https://creativecommons.org/licenses/by/4.0/This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
spellingShingle Research Article
Yang, Donglai
Ma, He
Chen, Xiaoxin
Liu, Lei
Lang, Yuhang
Design of Financial Risk Control Model Based on Deep Learning Neural Network
title Design of Financial Risk Control Model Based on Deep Learning Neural Network
title_full Design of Financial Risk Control Model Based on Deep Learning Neural Network
title_fullStr Design of Financial Risk Control Model Based on Deep Learning Neural Network
title_full_unstemmed Design of Financial Risk Control Model Based on Deep Learning Neural Network
title_short Design of Financial Risk Control Model Based on Deep Learning Neural Network
title_sort design of financial risk control model based on deep learning neural network
topic Research Article
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9203193/
https://www.ncbi.nlm.nih.gov/pubmed/35720891
http://dx.doi.org/10.1155/2022/5842039
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