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From Social Protection to Personal Protection: Implications for an Integrated Framework of Retirement Planning for Informal Workers in Ghana

Without a mandatory retirement age, many informal workers are exploring diverse ways of ensuring their well-being as they age. This exploratory study focuses on the retirement plans of workers in Ghana’s informal sector to inform interventions to ensure their well-being. Findings from 35 in-depth in...

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Detalles Bibliográficos
Autores principales: Oteng, Samuel A., Manful, Esmeranda, Akuoko, Kofi Osei
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Springer International Publishing 2022
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9386195/
https://www.ncbi.nlm.nih.gov/pubmed/35996748
http://dx.doi.org/10.1007/s40609-022-00235-w
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author Oteng, Samuel A.
Manful, Esmeranda
Akuoko, Kofi Osei
author_facet Oteng, Samuel A.
Manful, Esmeranda
Akuoko, Kofi Osei
author_sort Oteng, Samuel A.
collection PubMed
description Without a mandatory retirement age, many informal workers are exploring diverse ways of ensuring their well-being as they age. This exploratory study focuses on the retirement plans of workers in Ghana’s informal sector to inform interventions to ensure their well-being. Findings from 35 in-depth interviews among self-employed informal workers in Adum-Kumasi, the largest hub of Ghana’s informal work, highlight that retirement planning is centred on self-protection through investment in economic and non-economic activities. The study contributes to the discourse on extending social protection coverage to informal work settings. It further recommends an integrated policy framework for social protection to cover a broad range of domains that are important for the well-being of informal workers in later life.
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spelling pubmed-93861952022-08-18 From Social Protection to Personal Protection: Implications for an Integrated Framework of Retirement Planning for Informal Workers in Ghana Oteng, Samuel A. Manful, Esmeranda Akuoko, Kofi Osei Glob Soc Welf Article Without a mandatory retirement age, many informal workers are exploring diverse ways of ensuring their well-being as they age. This exploratory study focuses on the retirement plans of workers in Ghana’s informal sector to inform interventions to ensure their well-being. Findings from 35 in-depth interviews among self-employed informal workers in Adum-Kumasi, the largest hub of Ghana’s informal work, highlight that retirement planning is centred on self-protection through investment in economic and non-economic activities. The study contributes to the discourse on extending social protection coverage to informal work settings. It further recommends an integrated policy framework for social protection to cover a broad range of domains that are important for the well-being of informal workers in later life. Springer International Publishing 2022-08-18 /pmc/articles/PMC9386195/ /pubmed/35996748 http://dx.doi.org/10.1007/s40609-022-00235-w Text en © The Author(s), under exclusive licence to Springer Nature Switzerland AG 2022, Springer Nature or its licensor holds exclusive rights to this article under a publishing agreement with the author(s) or other rightsholder(s); author self-archiving of the accepted manuscript version of this article is solely governed by the terms of such publishing agreement and applicable law. This article is made available via the PMC Open Access Subset for unrestricted research re-use and secondary analysis in any form or by any means with acknowledgement of the original source. These permissions are granted for the duration of the World Health Organization (WHO) declaration of COVID-19 as a global pandemic.
spellingShingle Article
Oteng, Samuel A.
Manful, Esmeranda
Akuoko, Kofi Osei
From Social Protection to Personal Protection: Implications for an Integrated Framework of Retirement Planning for Informal Workers in Ghana
title From Social Protection to Personal Protection: Implications for an Integrated Framework of Retirement Planning for Informal Workers in Ghana
title_full From Social Protection to Personal Protection: Implications for an Integrated Framework of Retirement Planning for Informal Workers in Ghana
title_fullStr From Social Protection to Personal Protection: Implications for an Integrated Framework of Retirement Planning for Informal Workers in Ghana
title_full_unstemmed From Social Protection to Personal Protection: Implications for an Integrated Framework of Retirement Planning for Informal Workers in Ghana
title_short From Social Protection to Personal Protection: Implications for an Integrated Framework of Retirement Planning for Informal Workers in Ghana
title_sort from social protection to personal protection: implications for an integrated framework of retirement planning for informal workers in ghana
topic Article
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9386195/
https://www.ncbi.nlm.nih.gov/pubmed/35996748
http://dx.doi.org/10.1007/s40609-022-00235-w
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