Effect of COVID-19 on non-performing loans in China

We examine the resilience of Chinese banks during the COVID-19 pandemic by investigating non-performing loan (NPL) ratios. We find that despite the reduction in the growth rate of total bank lending, bank NPL ratios significantly increase during the COVID-19 crisis. Banks with high-quality capital a...

Descripción completa

Detalles Bibliográficos
Autores principales: Kryzanowski, Lawrence, Liu, Jinjing, Zhang, Jie
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Elsevier Inc. 2023
Materias:
Article
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9494920/
https://www.ncbi.nlm.nih.gov/pubmed/36164498
http://dx.doi.org/10.1016/j.frl.2022.103372
_version_ 1784793895880622080
author Kryzanowski, Lawrence
Liu, Jinjing
Zhang, Jie
author_facet Kryzanowski, Lawrence
Liu, Jinjing
Zhang, Jie
author_sort Kryzanowski, Lawrence
collection PubMed
description We examine the resilience of Chinese banks during the COVID-19 pandemic by investigating non-performing loan (NPL) ratios. We find that despite the reduction in the growth rate of total bank lending, bank NPL ratios significantly increase during the COVID-19 crisis. Banks with high-quality capital are more effective in controlling their NPL ratios during the Crisis. Big Five banks, state-owned banks and domestic banks have lower NPL ratios than their counterparts during the Crisis.
format Online
Article
Text
id pubmed-9494920
institution National Center for Biotechnology Information
language English
publishDate 2023
publisher Elsevier Inc.
record_format MEDLINE/PubMed
spelling pubmed-94949202022-09-22 Effect of COVID-19 on non-performing loans in China Kryzanowski, Lawrence Liu, Jinjing Zhang, Jie Financ Res Lett Article We examine the resilience of Chinese banks during the COVID-19 pandemic by investigating non-performing loan (NPL) ratios. We find that despite the reduction in the growth rate of total bank lending, bank NPL ratios significantly increase during the COVID-19 crisis. Banks with high-quality capital are more effective in controlling their NPL ratios during the Crisis. Big Five banks, state-owned banks and domestic banks have lower NPL ratios than their counterparts during the Crisis. Elsevier Inc. 2023-03 2022-09-22 /pmc/articles/PMC9494920/ /pubmed/36164498 http://dx.doi.org/10.1016/j.frl.2022.103372 Text en © 2022 Elsevier Inc. All rights reserved. Since January 2020 Elsevier has created a COVID-19 resource centre with free information in English and Mandarin on the novel coronavirus COVID-19. The COVID-19 resource centre is hosted on Elsevier Connect, the company's public news and information website. Elsevier hereby grants permission to make all its COVID-19-related research that is available on the COVID-19 resource centre - including this research content - immediately available in PubMed Central and other publicly funded repositories, such as the WHO COVID database with rights for unrestricted research re-use and analyses in any form or by any means with acknowledgement of the original source. These permissions are granted for free by Elsevier for as long as the COVID-19 resource centre remains active.
spellingShingle Article
Kryzanowski, Lawrence
Liu, Jinjing
Zhang, Jie
Effect of COVID-19 on non-performing loans in China
title Effect of COVID-19 on non-performing loans in China
title_full Effect of COVID-19 on non-performing loans in China
title_fullStr Effect of COVID-19 on non-performing loans in China
title_full_unstemmed Effect of COVID-19 on non-performing loans in China
title_short Effect of COVID-19 on non-performing loans in China
title_sort effect of covid-19 on non-performing loans in china
topic Article
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9494920/
https://www.ncbi.nlm.nih.gov/pubmed/36164498
http://dx.doi.org/10.1016/j.frl.2022.103372
work_keys_str_mv AT kryzanowskilawrence effectofcovid19onnonperformingloansinchina
AT liujinjing effectofcovid19onnonperformingloansinchina
AT zhangjie effectofcovid19onnonperformingloansinchina

Ejemplares similares