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Is Universal Health Insurance Superior in Terms of Healthcare Payment? Estimating Financial Burden of Healthcare in Korea: 2009 to 2019
This study estimates the financial burden of healthcare in Korea using the National Survey of Tax and Benefit panel data from 2009 to 2019. The sum of a household’s premium and out-of-pocket medical expenses defines the household financial burden of healthcare. We find that the household financial b...
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Formato: | Online Artículo Texto |
Lenguaje: | English |
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SAGE Publications
2022
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Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9647288/ https://www.ncbi.nlm.nih.gov/pubmed/36346007 http://dx.doi.org/10.1177/00469580221135957 |
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author | Lee, Changwoo |
author_facet | Lee, Changwoo |
author_sort | Lee, Changwoo |
collection | PubMed |
description | This study estimates the financial burden of healthcare in Korea using the National Survey of Tax and Benefit panel data from 2009 to 2019. The sum of a household’s premium and out-of-pocket medical expenses defines the household financial burden of healthcare. We find that the household financial burden is regressive to income. We also find that the high burden household whose financial burden is over 10% of their household income accounts for about 30% of total household. This result suggests that equity in contribution to healthcare finance does not work well in Korea, which chose the universal health system that emphasizes the progressive contribution by income to medical finance. |
format | Online Article Text |
id | pubmed-9647288 |
institution | National Center for Biotechnology Information |
language | English |
publishDate | 2022 |
publisher | SAGE Publications |
record_format | MEDLINE/PubMed |
spelling | pubmed-96472882022-11-15 Is Universal Health Insurance Superior in Terms of Healthcare Payment? Estimating Financial Burden of Healthcare in Korea: 2009 to 2019 Lee, Changwoo Inquiry Original Research This study estimates the financial burden of healthcare in Korea using the National Survey of Tax and Benefit panel data from 2009 to 2019. The sum of a household’s premium and out-of-pocket medical expenses defines the household financial burden of healthcare. We find that the household financial burden is regressive to income. We also find that the high burden household whose financial burden is over 10% of their household income accounts for about 30% of total household. This result suggests that equity in contribution to healthcare finance does not work well in Korea, which chose the universal health system that emphasizes the progressive contribution by income to medical finance. SAGE Publications 2022-11-08 /pmc/articles/PMC9647288/ /pubmed/36346007 http://dx.doi.org/10.1177/00469580221135957 Text en © The Author(s) 2022 https://creativecommons.org/licenses/by-nc/4.0/This article is distributed under the terms of the Creative Commons Attribution-NonCommercial 4.0 License (https://creativecommons.org/licenses/by-nc/4.0/) which permits non-commercial use, reproduction and distribution of the work without further permission provided the original work is attributed as specified on the SAGE and Open Access page (https://us.sagepub.com/en-us/nam/open-access-at-sage). |
spellingShingle | Original Research Lee, Changwoo Is Universal Health Insurance Superior in Terms of Healthcare Payment? Estimating Financial Burden of Healthcare in Korea: 2009 to 2019 |
title | Is Universal Health Insurance Superior in Terms of Healthcare
Payment? Estimating Financial Burden of Healthcare in Korea: 2009 to
2019 |
title_full | Is Universal Health Insurance Superior in Terms of Healthcare
Payment? Estimating Financial Burden of Healthcare in Korea: 2009 to
2019 |
title_fullStr | Is Universal Health Insurance Superior in Terms of Healthcare
Payment? Estimating Financial Burden of Healthcare in Korea: 2009 to
2019 |
title_full_unstemmed | Is Universal Health Insurance Superior in Terms of Healthcare
Payment? Estimating Financial Burden of Healthcare in Korea: 2009 to
2019 |
title_short | Is Universal Health Insurance Superior in Terms of Healthcare
Payment? Estimating Financial Burden of Healthcare in Korea: 2009 to
2019 |
title_sort | is universal health insurance superior in terms of healthcare
payment? estimating financial burden of healthcare in korea: 2009 to
2019 |
topic | Original Research |
url | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9647288/ https://www.ncbi.nlm.nih.gov/pubmed/36346007 http://dx.doi.org/10.1177/00469580221135957 |
work_keys_str_mv | AT leechangwoo isuniversalhealthinsurancesuperiorintermsofhealthcarepaymentestimatingfinancialburdenofhealthcareinkorea2009to2019 |