Card-not-present fraud: using crime scripts to inform crime prevention initiatives

Growth in the online retail sector and improvements in card-present authorisation measures have led to substantial increases in card-not-present (CNP) fraud, particularly in the online retail sector. This article uses crime script analysis to understand the commission process of CNP fraud in online...

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Autores principales: Bodker, Amanda, Connolly, Phil, Sing, Oliver, Hutchins, Benjamin, Townsley, Michael, Drew, Jacqueline
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Palgrave Macmillan UK 2022
Materias:
Original Article
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9664753/
http://dx.doi.org/10.1057/s41284-022-00359-w
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author Bodker, Amanda
Connolly, Phil
Sing, Oliver
Hutchins, Benjamin
Townsley, Michael
Drew, Jacqueline
author_facet Bodker, Amanda
Connolly, Phil
Sing, Oliver
Hutchins, Benjamin
Townsley, Michael
Drew, Jacqueline
author_sort Bodker, Amanda
collection PubMed
description Growth in the online retail sector and improvements in card-present authorisation measures have led to substantial increases in card-not-present (CNP) fraud, particularly in the online retail sector. This article uses crime script analysis to understand the commission process of CNP fraud in online retail settings. Drawing upon previous crime script articles and industry reports we outline the steps involved in the three stages of CNP fraud: preparation; doing it; and getting away. From this script, points of disruption are identified and we discuss prevention measures that stakeholders such as businesses and financial institutions could implement to reduce bad actors opportunities for CNP fraud.
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spelling pubmed-96647532022-11-14 Card-not-present fraud: using crime scripts to inform crime prevention initiatives Bodker, Amanda Connolly, Phil Sing, Oliver Hutchins, Benjamin Townsley, Michael Drew, Jacqueline Secur J Original Article Growth in the online retail sector and improvements in card-present authorisation measures have led to substantial increases in card-not-present (CNP) fraud, particularly in the online retail sector. This article uses crime script analysis to understand the commission process of CNP fraud in online retail settings. Drawing upon previous crime script articles and industry reports we outline the steps involved in the three stages of CNP fraud: preparation; doing it; and getting away. From this script, points of disruption are identified and we discuss prevention measures that stakeholders such as businesses and financial institutions could implement to reduce bad actors opportunities for CNP fraud. Palgrave Macmillan UK 2022-11-14 /pmc/articles/PMC9664753/ http://dx.doi.org/10.1057/s41284-022-00359-w Text en © The Author(s) 2022 https://creativecommons.org/licenses/by/4.0/Open AccessThis article is licensed under a Creative Commons Attribution 4.0 International License, which permits use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons licence, and indicate if changes were made. The images or other third party material in this article are included in the article's Creative Commons licence, unless indicated otherwise in a credit line to the material. If material is not included in the article's Creative Commons licence and your intended use is not permitted by statutory regulation or exceeds the permitted use, you will need to obtain permission directly from the copyright holder. To view a copy of this licence, visit http://creativecommons.org/licenses/by/4.0/ (https://creativecommons.org/licenses/by/4.0/) .
spellingShingle Original Article
Bodker, Amanda
Connolly, Phil
Sing, Oliver
Hutchins, Benjamin
Townsley, Michael
Drew, Jacqueline
Card-not-present fraud: using crime scripts to inform crime prevention initiatives
title Card-not-present fraud: using crime scripts to inform crime prevention initiatives
title_full Card-not-present fraud: using crime scripts to inform crime prevention initiatives
title_fullStr Card-not-present fraud: using crime scripts to inform crime prevention initiatives
title_full_unstemmed Card-not-present fraud: using crime scripts to inform crime prevention initiatives
title_short Card-not-present fraud: using crime scripts to inform crime prevention initiatives
title_sort card-not-present fraud: using crime scripts to inform crime prevention initiatives
topic Original Article
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9664753/
http://dx.doi.org/10.1057/s41284-022-00359-w
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