How does non-interest income affect bank credit risk? Evidence before and during the COVID-19 pandemic

This paper considers the COVID-19 pandemic's role and investigates the impact of non-interest income on bank credit risk. Specifically, it performs a comparative analysis between before and during the pandemic periods. The data of listed banks are extracted from the BankFocus for 14 Asian emerg...

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Detalles Bibliográficos
Autores principales: Mehmood, Asad, De Luca, Francesco
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Elsevier Inc. 2023
Materias:
Article
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9859644/
https://www.ncbi.nlm.nih.gov/pubmed/36712285
http://dx.doi.org/10.1016/j.frl.2023.103657
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author Mehmood, Asad
De Luca, Francesco
author_facet Mehmood, Asad
De Luca, Francesco
author_sort Mehmood, Asad
collection PubMed
description This paper considers the COVID-19 pandemic's role and investigates the impact of non-interest income on bank credit risk. Specifically, it performs a comparative analysis between before and during the pandemic periods. The data of listed banks are extracted from the BankFocus for 14 Asian emerging markets. The regression results indicate the positive influence of non-interest income on bank credit risk. Interestingly, the magnitude of the impact is higher in the pre-pandemic period, and it significantly reduces during the pandemic period. This study provides implications for bank practitioners and regulators.
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spelling pubmed-98596442023-01-23 How does non-interest income affect bank credit risk? Evidence before and during the COVID-19 pandemic Mehmood, Asad De Luca, Francesco Financ Res Lett Article This paper considers the COVID-19 pandemic's role and investigates the impact of non-interest income on bank credit risk. Specifically, it performs a comparative analysis between before and during the pandemic periods. The data of listed banks are extracted from the BankFocus for 14 Asian emerging markets. The regression results indicate the positive influence of non-interest income on bank credit risk. Interestingly, the magnitude of the impact is higher in the pre-pandemic period, and it significantly reduces during the pandemic period. This study provides implications for bank practitioners and regulators. Elsevier Inc. 2023-05 2023-01-21 /pmc/articles/PMC9859644/ /pubmed/36712285 http://dx.doi.org/10.1016/j.frl.2023.103657 Text en © 2023 Elsevier Inc. All rights reserved. Since January 2020 Elsevier has created a COVID-19 resource centre with free information in English and Mandarin on the novel coronavirus COVID-19. The COVID-19 resource centre is hosted on Elsevier Connect, the company's public news and information website. Elsevier hereby grants permission to make all its COVID-19-related research that is available on the COVID-19 resource centre - including this research content - immediately available in PubMed Central and other publicly funded repositories, such as the WHO COVID database with rights for unrestricted research re-use and analyses in any form or by any means with acknowledgement of the original source. These permissions are granted for free by Elsevier for as long as the COVID-19 resource centre remains active.
spellingShingle Article
Mehmood, Asad
De Luca, Francesco
How does non-interest income affect bank credit risk? Evidence before and during the COVID-19 pandemic
title How does non-interest income affect bank credit risk? Evidence before and during the COVID-19 pandemic
title_full How does non-interest income affect bank credit risk? Evidence before and during the COVID-19 pandemic
title_fullStr How does non-interest income affect bank credit risk? Evidence before and during the COVID-19 pandemic
title_full_unstemmed How does non-interest income affect bank credit risk? Evidence before and during the COVID-19 pandemic
title_short How does non-interest income affect bank credit risk? Evidence before and during the COVID-19 pandemic
title_sort how does non-interest income affect bank credit risk? evidence before and during the covid-19 pandemic
topic Article
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9859644/
https://www.ncbi.nlm.nih.gov/pubmed/36712285
http://dx.doi.org/10.1016/j.frl.2023.103657
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