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Impact of digital payment adoption on Indian banking sector efficiency

Combining Data Envelopment Analysis and dynamic panel data methods, we find that adoption of digital payment technologies by Indian banks has helped enhance their cost efficiency. Instead of directly reducing the inputs used in intermediation, the gain in efficiency may be on account of cheaper avai...

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Detalles Bibliográficos
Autores principales: Saroy, Rajas, Jain, Preksha, Awasthy, Sakshi, Dhal, Sarat Chandra
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Springer Nature Singapore 2023
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10066024/
http://dx.doi.org/10.1007/s42786-023-00047-2