A voluntary deductible in health insurance: the more years you opt for it, the lower your premium?

Adverse selection regarding a voluntary deductible (VD) in health insurance implies that insured only opt for a VD if they expect no (or few) healthcare expenses. This paper investigates two potential strategies to reduce adverse selection: (1) differentiating the premium to the duration of the cont...

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Detalles Bibliográficos
Autores principales: van Winssen, K. P. M., van Kleef, R. C., van de Ven, W. P. M. M.
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Springer Berlin Heidelberg 2016
Materias:
Original Paper
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5313571/
https://www.ncbi.nlm.nih.gov/pubmed/26857921
http://dx.doi.org/10.1007/s10198-016-0767-4

Internet

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5313571/
https://www.ncbi.nlm.nih.gov/pubmed/26857921
http://dx.doi.org/10.1007/s10198-016-0767-4

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