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A voluntary deductible in health insurance: the more years you opt for it, the lower your premium?
Adverse selection regarding a voluntary deductible (VD) in health insurance implies that insured only opt for a VD if they expect no (or few) healthcare expenses. This paper investigates two potential strategies to reduce adverse selection: (1) differentiating the premium to the duration of the cont...
| Autores principales: | , , |
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| Formato: | Online Artículo Texto |
| Lenguaje: | English |
| Publicado: |
Springer Berlin Heidelberg
2016
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| Materias: | |
| Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5313571/ https://www.ncbi.nlm.nih.gov/pubmed/26857921 http://dx.doi.org/10.1007/s10198-016-0767-4 |