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Moral hazard and selection for voluntary deductibles

This paper investigates whether the voluntary deductible in the Dutch health insurance system reduces moral hazard or acts only as a cost reduction tool for low‐risk individuals. We use a sample of 14,089 observations, comprising 2,939 individuals over seven waves from the Longitudinal Internet Stud...

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Detalles Bibliográficos
Autores principales: Alessie, Rob J. M., Angelini, Viola, Mierau, Jochen O., Viluma, Laura
Formato: Online Artículo Texto
Lenguaje:English
Publicado: John Wiley and Sons Inc. 2020
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7539990/
https://www.ncbi.nlm.nih.gov/pubmed/32734647
http://dx.doi.org/10.1002/hec.4134