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Hybrid Harmony Search–Artificial Intelligence Models in Credit Scoring
Credit scoring is an important tool used by financial institutions to correctly identify defaulters and non-defaulters. Support Vector Machines (SVM) and Random Forest (RF) are the Artificial Intelligence techniques that have been attracting interest due to their flexibility to account for various d...
Autores principales: | , , , |
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Formato: | Online Artículo Texto |
Lenguaje: | English |
Publicado: |
MDPI
2020
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Materias: | |
Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7597311/ https://www.ncbi.nlm.nih.gov/pubmed/33286758 http://dx.doi.org/10.3390/e22090989 |