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Effect of Psychological Factors on Credit Risk: A Case Study of the Microlending Service in Mongolia

This paper determined the predefining factors of loan repayment behavior based on psychological and behavioral economics theories. The purpose of this research is to identify whether an individual’s credit risk can be predicted based on psychometric tests measuring areas of psychological factors suc...

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Detalles Bibliográficos
Autores principales: Ganbat, Mandukhai, Batbaatar, Erdenebileg, Bazarragchaa, Ganzul, Ider, Togtuunaa, Gantumur, Enkhjargalan, Dashkhorol, Lkhamsuren, Altantsatsralt, Khosgarig, Nemekh, Mandakhbayar, Dashdondog, Erdenebaatar, Namsrai, Oyun-Erdene
Formato: Online Artículo Texto
Lenguaje:English
Publicado: MDPI 2021
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8067141/
https://www.ncbi.nlm.nih.gov/pubmed/33916498
http://dx.doi.org/10.3390/bs11040047