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Effect of Psychological Factors on Credit Risk: A Case Study of the Microlending Service in Mongolia
This paper determined the predefining factors of loan repayment behavior based on psychological and behavioral economics theories. The purpose of this research is to identify whether an individual’s credit risk can be predicted based on psychometric tests measuring areas of psychological factors suc...
| Autores principales: | , , , , , , , , , |
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| Formato: | Online Artículo Texto |
| Lenguaje: | English |
| Publicado: |
MDPI
2021
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| Materias: | |
| Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8067141/ https://www.ncbi.nlm.nih.gov/pubmed/33916498 http://dx.doi.org/10.3390/bs11040047 |