A novel method for credit scoring based on feature transformation and ensemble model

Credit scoring is a very critical task for banks and other financial institutions, and it has become an important evaluation metric to distinguish potential defaulting users. In this paper, we propose a credit score prediction method based on feature transformation and ensemble model, which is essen...

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Detalles Bibliográficos
Autores principales: Li, Hongxiang, Feng, Ao, Lin, Bin, Su, Houcheng, Liu, Zixi, Duan, Xuliang, Pu, Haibo, Wang, Yifei
Formato: Online Artículo Texto
Lenguaje:English
Publicado: PeerJ Inc. 2021
Materias:
Artificial Intelligence
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8189024/
https://www.ncbi.nlm.nih.gov/pubmed/34151000
http://dx.doi.org/10.7717/peerj-cs.579

Internet

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8189024/
https://www.ncbi.nlm.nih.gov/pubmed/34151000
http://dx.doi.org/10.7717/peerj-cs.579

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