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Fintech platforms: Lax or careful borrowers’ screening?

Can peer-to-peer lending platforms mitigate fraudulent behaviors? Or have lending players been acting similar to free-riders? This paper constructs a new proxy to investigate lending platform misconduct and compares the FICO score and the LendingClub credit grade. To examine whether the lack of veri...

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Detalles Bibliográficos
Autor principal: Gallo, Serena
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Springer Berlin Heidelberg 2021
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8276212/
https://www.ncbi.nlm.nih.gov/pubmed/35024285
http://dx.doi.org/10.1186/s40854-021-00272-y