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Fintech platforms: Lax or careful borrowers’ screening?
Can peer-to-peer lending platforms mitigate fraudulent behaviors? Or have lending players been acting similar to free-riders? This paper constructs a new proxy to investigate lending platform misconduct and compares the FICO score and the LendingClub credit grade. To examine whether the lack of veri...
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| Formato: | Online Artículo Texto |
| Lenguaje: | English |
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Springer Berlin Heidelberg
2021
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| Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8276212/ https://www.ncbi.nlm.nih.gov/pubmed/35024285 http://dx.doi.org/10.1186/s40854-021-00272-y |