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Loan default prediction of Chinese P2P market: a machine learning methodology

Repayment failures of borrowers have greatly affected the sustainable development of the peer-to-peer (P2P) lending industry. The latest literature reveals that existing risk evaluation systems may ignore important signals and risk factors affecting P2P repayment. In our study, we applied four machi...

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Detalles Bibliográficos
Autores principales: Xu, Junhui, Lu, Zekai, Xie, Ying
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Nature Publishing Group UK 2021
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8455619/
https://www.ncbi.nlm.nih.gov/pubmed/34548599
http://dx.doi.org/10.1038/s41598-021-98361-6