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Can risk rating increase the ability of voluntary deductibles to reduce moral hazard?
Several regulated health insurance markets include the option for consumers to choose a voluntary deductible. An important motive for this option is to reduce moral hazard. In return for a voluntary deductible, consumers receive a premium rebate, which is typically community rated. Under community r...
Autores principales: | , , , |
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Formato: | Online Artículo Texto |
Lenguaje: | English |
Publicado: |
Palgrave Macmillan UK
2021
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Materias: | |
Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8562369/ https://www.ncbi.nlm.nih.gov/pubmed/34744394 http://dx.doi.org/10.1057/s41288-021-00253-3 |