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Can risk rating increase the ability of voluntary deductibles to reduce moral hazard?

Several regulated health insurance markets include the option for consumers to choose a voluntary deductible. An important motive for this option is to reduce moral hazard. In return for a voluntary deductible, consumers receive a premium rebate, which is typically community rated. Under community r...

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Detalles Bibliográficos
Autores principales: Antonini, M., van Kleef, R. C., Henriquez, J., Paolucci, F.
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Palgrave Macmillan UK 2021
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8562369/
https://www.ncbi.nlm.nih.gov/pubmed/34744394
http://dx.doi.org/10.1057/s41288-021-00253-3