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Evaluating borrowers’ default risk with a spatial probit model reflecting the distance in their relational network
Potential relationship among loan applicants can provide valuable information for evaluating default risk. However, most of the existing credit scoring models either ignore this relationship or consider a simple connection information. This study assesses the applicants’ relation in terms of their d...
| Autores principales: | , |
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| Formato: | Online Artículo Texto |
| Lenguaje: | English |
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Public Library of Science
2021
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| Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8719753/ https://www.ncbi.nlm.nih.gov/pubmed/34972129 http://dx.doi.org/10.1371/journal.pone.0261737 |