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Default risk prediction and feature extraction using a penalized deep neural network

Online peer-to-peer lending platforms provide loans directly from lenders to borrowers without passing through traditional financial institutions. For lenders on these platforms to avoid loss, it is crucial that they accurately assess default risk so that they can make appropriate decisions. In this...

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Detalles Bibliográficos
Autores principales: Lin, Cunjie, Qiao, Nan, Zhang, Wenli, Li, Yang, Ma, Shuangge
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Springer US 2022
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9476445/
https://www.ncbi.nlm.nih.gov/pubmed/36124203
http://dx.doi.org/10.1007/s11222-022-10140-z