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Default risk prediction and feature extraction using a penalized deep neural network
Online peer-to-peer lending platforms provide loans directly from lenders to borrowers without passing through traditional financial institutions. For lenders on these platforms to avoid loss, it is crucial that they accurately assess default risk so that they can make appropriate decisions. In this...
Autores principales: | Lin, Cunjie, Qiao, Nan, Zhang, Wenli, Li, Yang, Ma, Shuangge |
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Formato: | Online Artículo Texto |
Lenguaje: | English |
Publicado: |
Springer US
2022
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Materias: | |
Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9476445/ https://www.ncbi.nlm.nih.gov/pubmed/36124203 http://dx.doi.org/10.1007/s11222-022-10140-z |
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