Two class Bayes point machines in repayment prediction of low credit borrowers

Decision-making in the peer-to-peer loan market has not been studied as extensively as traditional lending mostly because of the perceived risk in dealing with low credit borrowers seeking funding alternatives. We develop a machine learning-based approach to test the viability and usefulness in peer...

Descripción completa

Detalles Bibliográficos
Autores principales: Maloney, David, Hong, Sung-Chul, Nag, Barin N.
Formato: Online Artículo Texto
Lenguaje:English
Publicado: Elsevier 2022
Materias:
Acceso en línea:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9668522/
https://www.ncbi.nlm.nih.gov/pubmed/36406690
http://dx.doi.org/10.1016/j.heliyon.2022.e11479