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Two class Bayes point machines in repayment prediction of low credit borrowers
Decision-making in the peer-to-peer loan market has not been studied as extensively as traditional lending mostly because of the perceived risk in dealing with low credit borrowers seeking funding alternatives. We develop a machine learning-based approach to test the viability and usefulness in peer...
| Autores principales: | , , |
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| Formato: | Online Artículo Texto |
| Lenguaje: | English |
| Publicado: |
Elsevier
2022
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| Materias: | |
| Acceso en línea: | https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9668522/ https://www.ncbi.nlm.nih.gov/pubmed/36406690 http://dx.doi.org/10.1016/j.heliyon.2022.e11479 |